Advocates / Agencies


The following agents are prepared to answer questions you may have about the National Flood Insurance Program (NFIP). There is no charge for this service. Typical questions that you may have:

  • Am I in a floodplain?
  • Am I required to have flood insurance?
  • Do I need flood insurance?
  • Does my structure qualify for a preferred rate?
  • How much does flood insurance cost?
  • Is my rate “grandfathered”? If so, how can I keep it that way?Flood Insurance Advocates Logo
  • What can I do to lower my insurance rate?
  • What is an Elevation Certificate? How do I get one?
  • What is my flood zone?
  • What is a “preferred rate”?

Brian T. Ford, CPCU, MBA, ARM

Gary Irby

  • Meadowbrook Insurance Agency
  • 941-308-7237
  • Email Gary Irby
  • 4020 Park Street N
    Suite 103
    St. Petersburg, FL  33709

Robin Deck-Hutchison

Chuck Wasson, CPCU, CIC